Top 10 Best Car Insurance Companies (Auto Insurance 2014) List in USA

Best Car (Auto) Insurance Companies in USA

You have chosen a good auto (vehicle) insurance agency is significant serenity you may get to have before you get during a mischance, have your auto purloined, or expertise any variety of circumstances that embrace you needing to make a case.  You’d like to not discover past the purpose of no comeback that your auto protection provider isn't satisfactory.

Auto crashes can happen, even to the simplest folks. An accident protection strategy will facilitate unfold repairs to your vehicle and medical expenses within the occasion of a mischance. Considers it your firewall against financial catastrophe if you be found at shortcoming for property harm or wounds to other individual.

USAA, State Farm and Farmers attained the highest scores from both auto(Vehicle) and home insurance customers in Insure.com’s annual client  satisfaction study. It is USAA’s third year as the highest-rated auto and home insurer in the survey.

This summing contains the most 10 best auto insurance organizations centered around reasonableness, estimation of administrations, and responsiveness. Since, truth be told, what great is having an absolute bottom rate on the off chance that you don't receive enough as an exchange or can't get the help you require when you require it.

1. Liberty Mutual

Established since 1912, the company is providing quality service to its customers, third largest property and casualty insurer in the U.S. based on 2013 direct premium written according to the National Association of Insurance Commissioners.

Contact Information:-

Liberty Mutual Insurance
175 Berkeley Street
Boston, Massachusetts 02116
Phone: 617-357-9500

User Reviews:

" They are the BEST out there! I have gone to different ones and had to come back to them because they are so honest, so friendly and so professional. They are not ripping you off with those 6 month policies and with a bunch of other fees. Do your research... Call around and you will be shocked at how many of those other companies are charging for their premiums (double what Liberty Mutual charges) and then once they get you the first year with somewhat low rates, they hike them back up the second year! Do your research and you will realize that Liberty Mutual is the best all around!I am a 40 year customer. They are personal, competitively priced, and are quick and professional wiht price. Sometimes they try to raise prices at renewal time if you don't stay on top of your policy.

  " This is an amazing company. I remember when I was small when my mother would show me her work (At Liberty   Mutual). Everybody gave me mints and gave me a caring grin. When I passed there well lit offices. I loved the people there and I still do.

" Great company - takes care of its customers

2. Esurance

The company comprised of over 3,000 associates in 17 offices nationwide. Esurance offers direct-to-consumer personal car insurance in 43 states.

Contact Information:-
Call 1-800-ESURANCE (1-800-378-7262).

User Reviews:

"  I tired of my insurance payments going up and up and up, so thought it was time to start shopping for new insurance. I had tried over the Internet before but hadn't a clue what I was doing, so I just gave up. I had my previous insurance elsewhere and came to find out I was paying way, way too much. I am saving $750. 00 a year by switching to Esurance! I could not believe it! I immediately started the process of switching, and I am now a new Esurance customer and a very happy one! Today, I received my policy and cards via email just as promised and am glad I switched!

" Thanks Esurance for the savings, Progressive wanted
$900.00 6 months and 21st wanted $1100.00 and ESURANCE
$525.00 what more can I say!

" Simple, easy to use online interface with little or no lag time. You can change your policy and pay bills in literally seconds. 5/5 stars for convenience alone. Competitive rates too.

" Better priced than Progressive with the most friendly phone agents I've encountered. Not only was a happy about my new move and the insurance switch by the end of the conversation but I'm looking forward to chatting with Doug again - Thanks Esurance, I feel part of the family.

3. State Farm

Established in 1922 by retired farmer and insurance salesman George Jacob "G.J." Mecherle.  A mutual company owned by its policyholders, State Farm is currently ranked number 44 on the Fortune 500 list of largest companies.

Contact Information:-
Insurance Claims
800-STATEFARM (800-782-8332)

Insurance Payments
800-440-0998

State Farm Bank®
877-SF4-BANK (877-734-2265)

Credit Cards
877-SF4-VISA (877-734-8472)

State Farm Mutual Funds
800-447-4930

User Reviews:
" A company can't stay number one in business unless the people in the company do what they promise. I have always been delivered more than promised by my State Farm Agent. No one asks how much they were paying when one has a claim. Price becomes pretty subjective. How fast and fair claim is handled matters the most when one has a loss.

" I love State Farm, they handle all my ins. My car, car loan, my Apt. , and my health ins. My old car loan charged me a lot for gap insurance, my SF car loan gives me gap insurance for free, I saved money when I refinance my car with SF. My old insurance was more money, and my coverages were less. My agent explained what I had, and I picked better coverages and pay less. I also like their website. Nice being able to talk to real people 24/7, even in late at night, m and I am traveling, and in other time zones. Great service.

" I've had State Farm my whole life and they have always done right by me. On April 10, 2009 my home was destroyed by a tornado. Amidst all the turmoil, the traffic, and the inability to call anyone... I was finally able to reach my agent around midnight to report my claim. The next morning I went to the location of my destroyed home around 8 am to find my agent was already there with a check in hand to keep me on my feet. My agent and claims team found me a town home to stay in, fully furnished it with supplies and furniture, and allowed me to stay there until the construction on my new home was complete. All the while, tending to my every need and resolving any complications or worries I had very quickly.

" We have had State Farm Home and Auto for over 40 years. You get what you pay for with insurance. State Farm may be a little pricier, but they are the BEST.

4. Allstate

Established in 1931 & became a publicly traded company in 1993.  Allstate is widely known through the "You're In Good Hands With Allstate ®" slogan. As of year-end 2013, Allstate had $123.5 billion in total assets. In 2014 Allstate was number 92 on the Fortune 500 list of largest companies in America.

Contact Information:-
Allstate Insurance Company
P.O. Box 12055
1819 Electric Rd. S.W.
Roanoke, VA 24018

Allstate Insurance Company
P.O. Box 660636
Dallas, TX 75266

User Reviews:
" One never really knows how good his or her insurance provider is until disaster strikes. I was broadsided by an SUV that ran a red light. The other driver did not have insurance, and both my wife and I went to the hospital. Allstate's response was compassionate and swift. A few days later all bills were paid. My rates did go up, but the rate hike was well worth the peace of mind I felt. I am sticking with Allstate.

" My dad had Allstate insurance for 28 years for his house and car. He never had a claim on his house insurance until his water heater broke, and water damaged his finished basement. That's when we found out that Allstate is a very very poor insurance company. They did not want to cover much at all.

" I have both auto and renters with Allstate and get an awesome discount for multiple policies. My agent is local, and the customer service at 1-800-Allstate is awesome too! I know there are cheaper insurance companies out there, but I always keep this in mind, "Good insurance isn't cheap. Cheap insurance isn't good.

5. GEICO

Government Employees Insurance Company. The company has more than 13 million auto policies in force and growing. GEICO insures more than 22 million vehicles

Contact Information:-
1-800-841-3000
Corporate headquarters:
5260 Western Avenue, Chevy Chase, Md. 20815
Mailing address:
One GEICO Plaza, Washington, D.C. 20076

User Reviews:
" I love GEICO, they have EXCELLENT customer service! They are always great, they're always so personal, they are always there to help all day and night and weekends and you don't have to worry about someone being on vacation or sick because there's always more and great agents there to help. Plus they work with other outside companies and you can get discounts other places just for being with them. I just wanted to say I think GEICO is worth calling and getting a quote if you don't already have a policy.

" Switched from Allstate after 24 1/2 year and Saved $600.00 every 6 months. Was paying $1298 and now $698. 10 and now I'm switching home insurance also. Thank You GEICO for SAVING me $1200 a year on my AUTO.

" I just switched to Geico because of these comments. I thought the whole, "save you more money, " marketing was just a gimmick, but I really did save money. My bill has gone down! I'm paying less for 2 vehicles than I was for 1 vehicle with another provider, same features! I spoke with 3 different people, and all of them were great, and personable. I didn't feel like just another number. Awesome rates, awesome service. Highly recommended.

" Geico has to be the best! Been with them for over 30 years!

6. Progressive

This insurance company was established in 1937.

Contact Information:-
Corporate Headquarters
The Progressive Corporation
6300 Wilson Mills Rd.
Mayfield Village, Ohio 44143
Investor Relations
The Progressive Corporation Investor Relations
6300 Wilson Mills Road
Box W33 Mayfield Village, Ohio 44143

User Reviews:
" I used to have Farmers insurance until I got in an accident. Even though I had a local insurance agent, because I had to file my claim after hours, I had to contact a generic claims call center. Then, since I initiated the claim using the 1-800 number, I had to complete the rest of the process that way. At that point I was asking myself why I was paying a premium to have a local agent when he was doing nothing to help me. After the whole experience, I decided to shop around and ended up choosing Progressive. They had much better prices and since it no longer mattered to me to have a local agent, I signed up. I've had nothing but a positive experience with Progressive so far.

" I shopped around for the best price for the coverage I wanted and Progressive undercut the others by around $1200. Every 6 months my monthly premium goes down. After the first six months we added another car, and the premium only went up by $6 because the policy dropped by such a significant amount. They've been good at getting my documents to me quickly, and having 24 hour customer service - which I'm coming to appreciate more and more with the odd hours I'm awake and work.

" After I switched to Progressive I got into a car accident. I did not know exactly what I needed to do, but the people at progressive helped me the entire way. All I had to do was choose where I wanted to have my car repaired and they did the rest. Since I used one if the shops they referred I had my car back in less than a week. Quick and painless, all I had to do was make a call.

" Great insurance. Never a problem in the 10 years I have been with them.

7. USAA

This insurance company was established in 1922, when 25 Army officers agreed to insure each other's vehicles when no one else would

Contact Information:-
210-531-USAA (8722)
or 800-531-USAA

Home Office Address
9800 Fredericksburg Road
San Antonio, TX 78288
Bank Routing Number
314074269

User Reviews:
" They are ALWAYS there! When I lost control of my new pick up (11 months old) on slick streets, and totaled it in 2007, I was all alone. No one for miles in any direction. I called USAA to let them know what had happened. I was scared and alone, and the representative stayed on the phone with me until someone got to me. I was physically unhurt, but scared. She eased my fear and talked me through everything I needed to do. Gave me sound advice as to where to take the truck. Everything was handled smoothly and quickly. Settlement was swift. I was in a rental car in a matter of a few hours and in new car in a matter of days. We have been with USAA since 1976. We have had three burglary claims with them over the years and every one handled well and payment was swift. They are an honorable company who put their customers FIRST.

" 19USAA is just the best for taking care of their customers and making a stressful situation virtually stress free.

" I have had USAA since 1975. I qualified based on my father's status as a US Army Officer. In 1978, I became qualified on my own when I received a direct commission as an officer.

" USAA used to be for Officers and their families only. Not long ago they opened up membership to non-commissioned officers, then to all active military. Recently they even opened up membership to include honorably discharged veterans as well.

" USAA use to be a reputable company however in pass years their level in integrity customer service has declined tremendously. Lack of due diligence poor laziness. I am so ashamed for them. I have been a member for over 12 years no more. I am in the process of moving all my accounts and severing all ties. Yes it is that bad. It is time consuming but 200% necessary unfortunately. I will not share each negative and compromising act they did but I do not trust them. If you want your own horrible experience please join and find out.

" Great rates on everything from loans to insurance, nice to have all banking/loans/insurance in one central site to make keeping track of everything so much easier!

8. Nationwide

This insurance company was established since 1925. Nationwide has grown from a small mutual auto insurer owned by policyholders to one of the largest insurance and financial services companies in the world, with more than $158 billion in statutory assets, Fortune 500 company

Contact Information:-
Get a quote    1-877-669-6877
Start a claim    1-800-421-3535
Service    1-877-669-6877

User Reviews: " I just switched from State Farm to Nationwide and State Farm was reasonable, though I wasn't necessarily happy with the coverage. It was only $79 a month for full coverage, but they didn't have accident forgiveness, if I got into an accident, I would have to pay 20% of the rental fee for a car, and the lowest deductible for collision they will go is $250. I switched to Nationwide a week ago and the quote was for $70 a month, (every little bit counts) but the big difference is the coverage. I got accident forgiveness included, also they pay 100% of car rental fee, and I only have $100 deductible for collision. However they do have $0 deductible but 100 I can do. This is for a 2011 Ford Focus which Focuses are generally cheap to insure.

" I have been with Progressive for over two years, but I keep getting bills with extra charges and if I don't pay they will cancel my coverage. I went on line and checked several other companies, but NO success. When I contacted Nationwide, I ran into a problem doing the on line quote, so I called and talked with an agent. He was extremely helpful, got me three times the coverage, road side service, towing and all at a much lower rate! I'm very thankful with the kindness and the outstanding service, that this man and company showed me and how he made me feel, like my business was important to him and his company. I believe that I'm going to be a very satisfied customer and long time client as well!

" I LOVE nationwide! I previously had State farm under my parents, and switched onto my own when quoted. I received a call the next week telling me it would be 90 more a month! I called EVERYWHERE and the cheapest I could find was 4000/6 months, until I called nationwide. (I am only 18 with a new car and high coverage. ) My new agent is VERY nice and informative and I am only paying 1200/6months. One week after switching, someone totaled my car, and Nationwide was right there, helping me through everything. I would NEVER switch! Go Nationwide!

9. AAA

AAA (the American Automobile Association, Inc.) is a federation of affiliated automobile clubs

Contact Information: -
 1-800-AAA-HELP (1-800-222-4357)

User Reviews: " I just finished up a auto claim with AAA. I had used AAA for my first car years ago, but switched to geico and then state farm since I had to be insured on a college student budget.

" Post grad I moved back to AAA when I was making higher income. The past weekend was the first time I've had to actually invoke my car insurance coverage due to a hit on run on my car while parked.

" The response time, courteousness and professionalism shown by the AAA agent was amazing.

" I intend to stay with AAA for many, many years to come. Thumbs up.

" The most feared by other insurance companies. With AAA, nobody messes with you.

" I just saved about $400 dollars a year by switching to AAA from State Farm. The coverage for my cars is the same and the coverage for my home is much better (and cheaper) than before. I have a credit card through AAA, roadside assistance through AAA and finally, my insurance through AAA. I could not be happier. On all fronts, AAA has the best customer service I've ever encountered.

10. 21st Century Insurance

This insurance company was established since 1958.  Farmers Insurance serves more than 10 million households with more than 20 million individual policies across all 50 states through the efforts of over 50,000 exclusive and independent agents and nearly 24,000 employees.

Contact Information:-

866-447-2611.

call 1-888-244-6163

User Reviews: “When I talked to the employees at 21st Century Insurance, they don't talk at me, they talk to me just like they would any other person. They look past the bottom line dollar signs and see me as an individual; a lot of insurance companies today can't seem to deliver that. I think it's obnoxious when a company becomes so big that they don't treat the customers as people anymore or when companies become so large that the employees become impersonal and arrogant. So far, I've not encountered this with 21st Century Insurance and that, my friends, leaves me a satisfied customer!

“The specialist that spoke with me helped me understand what no other insurance company ever did. Wow! I thought the lowest was ok, but now I know. I'm glad I called. They took the time to explain and make suggestions. I was only saving $10, but it was worth the switch from another company on the top 10 list.

" I love 21st Century, I am elated that I made the switch from Farmers. Farmers use to make mistakes on my policy and I had to pay for it by them over charging me, so enough said about them. 21st Century keep up the good work your customer service skills are on point as well as the compassion you show your policy holders.

" I would recommend this company and the savings are awesome. A satisfy customer